Sprint 60 & Sprint 90 Revenue-Based Financing

Bizcap considers each applicant’s revenue performance, financial history and overall business strength to determine a cost structure that aligns with the applicant’s profile. Debits are based on factors such as the amount and consistency of the business’s revenue, the years in operation, the business’s assets and the proposed use of funds.

Bizcap's financing solutions can often include an underwriting fee, which is disclosed upfront. We also offer a discount for completing your RBF early.

Bizcap structures your payments through daily or weekly direct debits based on your revenue performance. Bizcap doesn't charge compounding interest or lock you into a rigid calendar schedule; the agreement simply completes once the pre-arranged purchased amount of future receivables has been fully delivered.

At Bizcap, eligibility is generally based on factors such as time in business (1 year minimum time in business), monthly revenue, business performance, and overall funding profile.

To meet our core eligibility criteria for a Revenue Based Financing solution, your business must meet the following requirements:

- Employer Identification Number. (EIN)
- Have at least 1 year in business (1 Year TIB).
- Demonstrate a minimum of $75K of monthly revenue.

No, this is not a loan. Our revenue based financing solution is contractually a purchase of future receivables.

Many businesses choose revenue-based financing because it can provide faster access to capital and more flexible qualification requirements than traditional bank financing.
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While banks often focus heavily on credit scores, collateral, profitability, and extensive financial documentation, revenue-based financing providers typically place greater emphasis on business performance, revenue consistency, and cash flow.
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- Businesses commonly use revenue-based financing to:
- Purchase inventory
- Manage payroll
- Cover seasonal fluctuations
- Fund marketing campaigns
- Hire employees
- Expand operations
- Acquire equipment
- Pursue growth opportunities
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For many business owners, the primary benefit is access to capital when timing matters and traditional financing may not be available.

Revenue-based financing is used across a wide range of industries, including:
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- Restaurants
- Retail businesses
- E-commerce companies
- Construction contractors
- Transportation and trucking companies
- Medical practices
- Dental offices
- Manufacturing businesses
- Professional service firms
- Staffing companies
- Hospitality businesses
- Home services companies
- Wholesale and distribution businesses

Any business with consistent revenue and ongoing working capital needs may benefit from revenue-based financing.

Yes. As a non-bank business funder, we evaluate the overall health and revenue performance of your business rather than relying solely on your credit score. You can qualify with a credit score of 550 or above, and we can still support you even if you hold existing financing positions with other providers.

Bizcap offers flexible funding of up to $2M approvals to match the scale of your business needs. We calculate your specific funding offer based on your historical revenue stream and overall business performance.

We built our streamlined digital process for speed: you can fill out our online web application in less than 5 minutes, we provide 3-hour approvals, and you can access the funding same-day.

Bizcap does not have a collateral threshold as part of its underwriting process and our funding model is a purchase of your future revenue.

Funds can be used for almost any business purpose, including:
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1. purchasing stock, inventory or equipment
2. marketing
3. hiring staff
4. operational expenses
5. expansion
6. renovation or unexpected repairs
7. growth and cash flow support