Bizcap provides fast and flexible SME business funding. Applications can be approved within 3 hours with same day funding available. Delays can occur if information or supporting documents are incomplete. Providing accurate and complete documentation helps ensure funding moves quickly.

Yes. Once you submit your details through our online application, you can receive a conditional funding decision in as little as three hours. If eligible, Bizcap can deliver same-day funding directly to your business account upon approval.

Bizcap offers business funding up to $2,000,000. To learn more about each option, contact us for a no-obligation conversation about your needs.

Your funding amount is based on factors such as your business’s revenue performance and time in business. We review these to understand your overall business health and provide the most suitable funding model.

Our goal is to deliver tailored funding that aligns with each business’s unique operational needs, helping support sustainable growth.

Bizcap serves businesses across a broad range of industries throughout the U.S., including healthcare, construction, retail, e-commerce, manufacturing, restaurants, transportation, and many more. For a full list of approved industries, please click here.

Yes. Bizcap's solutions are specifically designed for small to mid-sized businesses looking for reliable access to working capital. To qualify, your business simply needs to be an active U.S. business entity with at least one year in operation and a minimum of $20K in monthly revenue.

To qualify for funding, a business must have a minimum of one year in business (Time in Business / TIB). Therefore, we are unable to fund early-stage startups that have been operating with consistent revenue for less than 12 months.

Unlike traditional funders, we don't let low credit history define your business’s potential. We focus on your overall business health, cash flow, and real-world performance rather than just a score, allowing us to approve files that others won't.

No. Bizcap utilizes a soft credit pull during our evaluation process, which means reviewing your options and receiving a funding decision will not affect your personal or business credit score.

Bizcap has clear minimum eligibility criteria to ensure our solutions remain accessible to a wide range of businesses.

For Bizcap’s Revenue Based Financing or Line of Capital, you will need:
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1. An Employer Identification Number (EIN).
2. At least 1 year in business.
3. Monthly revenue of at least $20K.

By meeting these criteria, you can confidently apply for working capital with Bizcap.

After you complete your application, including your details and business bank statements, we underwrite your file and issue an offer.

Traditional bank financing is often rigid, involving significant paperwork, and requires a flawless credit score. Bizcap is a non-bank capital provider that offers a fast digital experience focused on your real-world cash flow, providing approvals in hours rather than weeks.

Additionally, our Revenue Based Financing is not a loan, meaning there are no fixed interest rates and your remittance fluctuates naturally with your revenue performance.

Bizcap can support capital needs with its Line of Capital (LOC), Line of Capital Ultra (LOC Ultra) and Revenue Based Financing solutions which are ideal for bridging timing gaps, quick purchases or other immediate requirements.

If you only need funding for a brief period, let us know and we can structure your model accordingly.

We encourage responsible use of capital and offer discounts for completing your agreement early.